James Hayward is an agent licensed to sell insurance through New York Life and may be licensed with various other independent unaffiliated insurance companies in the states of MA, NH, FL. No insurance business may be conducted outside this state referenced.

James Hayward is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, A Licensed Insurance Agency & New York Life Company. In this regard, this communication is strictly intended for individuals residing in the state of MA, NH, FL. No offers may be made or accepted from any resident outside the specific state referenced.

James Hayward is a Financial Advisor offering investment advisory services through Eagle Strategies LLC, A Registered Investment Advisor & New York Life Company. In this regard this communication is strictly limited to individuals residing in the states of MA and NH. No offers may be made or accepted from any resident outside the specific states referenced.

Neither Hayward Financial or its staff, nor New York Life Insurance Company or its agents or affiliates provide tax, legal, or accounting advice. Please consult your own tax, legal, or accounting professional before making any decisions.

Hayward Financial is not owned or operated by New York Life Ins. Co. or any affiliates.